diff --git a/src/main/kotlin/space/luminic/finance/repos/TransactionRepo.kt b/src/main/kotlin/space/luminic/finance/repos/TransactionRepo.kt
index 813584a..67156ad 100644
--- a/src/main/kotlin/space/luminic/finance/repos/TransactionRepo.kt
+++ b/src/main/kotlin/space/luminic/finance/repos/TransactionRepo.kt
@@ -16,4 +16,6 @@ interface TransactionRepo {
 
     fun setCategory(txId:Int, categoryId: Int)
 
+    fun findByDateAndKind(date: java.time.LocalDate, kind: Transaction.TransactionKind): List<Transaction>
+
 }
\ No newline at end of file
diff --git a/src/main/kotlin/space/luminic/finance/repos/TransactionRepoImpl.kt b/src/main/kotlin/space/luminic/finance/repos/TransactionRepoImpl.kt
index 5754065..218b595 100644
--- a/src/main/kotlin/space/luminic/finance/repos/TransactionRepoImpl.kt
+++ b/src/main/kotlin/space/luminic/finance/repos/TransactionRepoImpl.kt
@@ -30,6 +30,7 @@ class TransactionRepoImpl(
         ) else null
         Transaction(
             id = rs.getInt("t_id"),
+            space = Space(id = rs.getInt("t_space_id"), name = "", owner = User(0, "", "")),
             parent = parent,
             type = Transaction.TransactionType.valueOf(rs.getString("t_type")),
             kind = Transaction.TransactionKind.valueOf(rs.getString("t_kind")),
@@ -391,4 +392,44 @@ class TransactionRepoImpl(
         )
         jdbcTemplate.update(sql, params)
     }
+
+    override fun findByDateAndKind(date: java.time.LocalDate, kind: Transaction.TransactionKind): List<Transaction> {
+        val sql = """SELECT
+                t.id AS t_id,
+        t.parent_id AS t_parent_id,
+        t.space_id AS t_space_id,
+        t.type AS t_type,
+        t.kind AS t_kind,
+        t.comment AS t_comment,
+        t.amount AS t_amount,
+        t.fees AS t_fees,
+        t.date AS t_date,
+        t.is_deleted AS t_is_deleted,
+        t.is_done AS t_is_done,
+        t.created_at AS t_created_at,
+        t.updated_at AS t_updated_at,
+        t.tg_chat_id AS tg_chat_id,
+        t.tg_message_id AS tg_message_id,
+        c.id AS c_id,
+        c.type AS c_type,
+        c.name AS c_name,
+        c.description AS c_description,
+        c.icon AS c_icon,
+        c.is_deleted AS c_is_deleted,
+        c.created_at AS c_created_at,
+        c.updated_at AS c_updated_at,
+        u.id AS u_id,
+        u.username AS u_username,
+        u.first_name AS u_first_name,
+        t.recurrent_id AS t_recurrent_id
+        FROM finance.transactions t
+            LEFT JOIN finance.categories c ON t.category_id = c.id
+            JOIN finance.users u ON u.id = t.created_by_id
+        WHERE t.date = :date and t.kind = :kind  and t.is_deleted = false""".trimMargin()
+        val params = mapOf(
+            "date" to date,
+            "kind" to kind.name,
+        )
+        return jdbcTemplate.query(sql, params, transactionRowMapper())
+    }
 }
\ No newline at end of file
diff --git a/src/main/kotlin/space/luminic/finance/services/NotificationService.kt b/src/main/kotlin/space/luminic/finance/services/NotificationService.kt
index 5b2e1c8..2f38010 100644
--- a/src/main/kotlin/space/luminic/finance/services/NotificationService.kt
+++ b/src/main/kotlin/space/luminic/finance/services/NotificationService.kt
@@ -7,6 +7,7 @@ import space.luminic.finance.models.Transaction
 
 interface NotificationService {
     fun sendDailyReminder()
+    fun sendPlannedTransactionsReminder()
     fun sendTXNotification(action: TxActionType,  space: Space, userId: Int, tx: Transaction, tx2: Transaction? = null)
     fun sendTextMessage(chatId: Long, message: String, replyMarkup: ReplyMarkup? = null)
     fun sendMediaGroup(chatId: Long, group: MediaGroup)
diff --git a/src/main/kotlin/space/luminic/finance/services/NotificationServiceImpl.kt b/src/main/kotlin/space/luminic/finance/services/NotificationServiceImpl.kt
index f3e3955..ceecde5 100644
--- a/src/main/kotlin/space/luminic/finance/services/NotificationServiceImpl.kt
+++ b/src/main/kotlin/space/luminic/finance/services/NotificationServiceImpl.kt
@@ -12,10 +12,18 @@ import org.springframework.stereotype.Service
 import org.springframework.context.annotation.Lazy
 import space.luminic.finance.models.Space
 import space.luminic.finance.models.Transaction
+import space.luminic.finance.repos.SpaceRepo
+import space.luminic.finance.repos.TransactionRepo
+import java.time.LocalDate
 import java.time.format.DateTimeFormatter
 
 @Service
-class NotificationServiceImpl(private val userService: UserService, private val bot: Bot) : NotificationService {
+class NotificationServiceImpl(
+    private val userService: UserService,
+    private val bot: Bot,
+    @Lazy private val transactionRepo: TransactionRepo,
+    @Lazy private val spaceRepo: SpaceRepo
+) : NotificationService {
     private val logger = LoggerFactory.getLogger(this.javaClass)
 
 
@@ -59,6 +67,31 @@ class NotificationServiceImpl(private val userService: UserService, private val
         }
     }
 
+    override fun sendPlannedTransactionsReminder() {
+        val today = LocalDate.now()
+        val plannedTxs = transactionRepo.findByDateAndKind(today, Transaction.TransactionKind.PLANNING)
+
+        if (plannedTxs.isEmpty()) {
+            return
+        }
+
+        // Группируем по spaceId. У нас нет Space объекта целиком в ответе findByDateAndKind,
+        // но есть t_space_id в маппере (хотя в модели Transaction.space может быть null).
+        // В RepoImpl маппер заполняет space.id
+        val groupedBySpace = plannedTxs.filter { it.space?.id != null }.groupBy { it.space!!.id!! }
+
+        for ((spaceId, txs) in groupedBySpace) {
+            // Чтобы получить владельца, нужно загрузить Space
+            // Используем системного пользователя или просто id для получения
+            val space = spaceRepo.findSpaceById(spaceId, txs.first().createdBy?.id ?: 0)
+            if (space?.owner?.tgId != null) {
+                val txList = txs.joinToString("\n") { "- ${it.comment}: ${it.amount}" }
+                val text = "📅 На сегодня запланированы транзакции:\n\n$txList"
+                sendTextMessage(space.owner.tgId!!, text, createWebAppButton(spaceId))
+            }
+        }
+    }
+
     override fun sendTXNotification(
         action: TxActionType,
         space: Space,
diff --git a/src/main/kotlin/space/luminic/finance/services/Scheduler.kt b/src/main/kotlin/space/luminic/finance/services/Scheduler.kt
index 2987c7e..0a31a87 100644
--- a/src/main/kotlin/space/luminic/finance/services/Scheduler.kt
+++ b/src/main/kotlin/space/luminic/finance/services/Scheduler.kt
@@ -27,6 +27,12 @@ class Scheduler(
         notificationService.sendDailyReminder()
     }
 
+    @Scheduled(cron = "0 0 9 * * *")
+    fun sendPlannedTransactionsReminders() {
+        log.info("Sending planned transactions reminders")
+        notificationService.sendPlannedTransactionsReminder()
+    }
+
 //    @Scheduled(cron = "0 0 */3  * * *")
     @Scheduled(fixedRate = 3, timeUnit =TimeUnit.HOURS)
     fun analyzePeriodScheduled() {